Consumer Protection » Identity Theft:
Federal Trade Commission Examples
Federal Trade Commission Resources
» http://www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf (PDF file, opens in new window)
Sample Dispute Letter -- Credit Bureau
Date
Your Name
Your Address
Your City, State Zip Code
Complaint Department
Name of Credit Bureau
Address
City, State Zip Code
Dear Sir or Madam:
I am writing to dispute the following information in my file. The items I dispute also are circled on the attached copy of the report I received. (Identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.)
I am a victim of identity theft, and did not make the charge(s). I am requesting that the item be blocked to correct my credit report.
Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.
Sincerely,
Your name
Enclosures: (List what you are enclosing.)
Sample Dispute Letter -- For Existing Credit Accounts
Date
Your Name
Your Address
Your City, State Zip Code
Name of Creditor
Billing Inquiries
Address
City, State Zip Code
Dear Sir or Madam:
I am writing to dispute a fraudulent (charge or debit) attributed to my account in the amount of $______. I am a victim of identity theft, and I did not make this (charge or debit). I am requesting that the (charge be removed or the debit reinstated), that any finance and other charges related to the fraudulent amount be credited as well, and that I receive an accurate statement.
Enclosed are copies of (use this sentence to describe any enclosed information, such as police report) supporting my position. Please investigate this matter and correct the fraudulent (charge or debit) as soon as possible.
Sincerely,
Your name
Enclosures: (List what you are enclosing.)
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